The company's rationale was that a person who was actually severely depressed would not party or go on vacation, but the woman's doctor specifically instructed her to do both of these things in an attempt to battle the illness. She is now suing the insurance company in a case that will go before the judge on December 8th.
The main question that the court will be addressing is whether or not the insurance company can make that sort of decision based solely on pictures off of Facebook or similar sources. They have made a medical judgment from pictures, which seems to me to be an ineffective method.
The company did release the statement that, "we would not deny or terminate a valid claim solely based on information published on Web sites such as Facebook." Despite this blanket statement, any other method of gathering evidence against the woman has been unclear.
My main concern while reading this article was that of personal privacy. How disturbing would it be to have your insurance money taken away after agents merely saw pictures of you on Facebook?
It seems to me as though we feel like there is some anonymity on the internet, and that therefore we use much less caution online than we would otherwise. This is just one more cautionary tale for those of us who cannot seem to get that through our heads!
Do you think that it is acceptable for an insurance carrier to search their clients on Facebook?